Your path to financial freedom starts today.
As a mortgage broker, I've witnessed firsthand the challenges Canadian homeowners face. Rising costs, economic uncertainty, and the pressure of balancing mortgage payments with retirement planning leave many feeling like they're running in place financially.
What's become increasingly clear is that traditional financial advice often falls short. Most Canadians are told to pay down their mortgage first, then start investing—a sequential approach that costs them decades of potential growth and tax advantages.
That's why I became a Smith Manoeuvre Certified Professional™.
This strategy offers a powerful alternative that allows homeowners to convert their mortgage into a wealth-building tool without finding extra room in their monthly budget.
What drives me is helping clients achieve financial outcomes they once thought impossible. By transforming how your largest expense works for you, we can create a path to both mortgage freedom and investment growth simultaneously.
Let's explore how this approach might work for your specific situation.
-Peter
Peter Carstensen, Mortgage Broker
Smith Manoeuvre Certified Professional™
The Smith Manoeuvre™
It's time to master your mortgage
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Ready to see how The Smith Manoeuvre™ could transform your financial future?
Get immediate access to our free mini-course below!
In under 30 minutes, you'll discover a proven strategy that has helped thousands of Canadians become mortgage-free sooner while building significant investment wealth.
Come learn more at our next live webinar.
Has your interest been piqued? Come join us for our next completely free monthly webinar.
Held on the fourth Monday of each month, this session offers all Canadians the opportunity to learn The Smith Manoeuvre™ basics directly from a member of our leadership team.
No pressure, just practical information to help you decide if this strategy is right for you.
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Your Smith Manoeuvre Certified Professional™
Peter Carstensen
Peter Carstensen is a Mortgage Broker with Modern Mortgage Group, serving clients throughout British Columbia and Alberta. Born and raised in Duncan, BC, Peter brings more than 20 years of mortgage industry experience and a deep understanding of both the Alberta and BC lending markets.
Peter entered the mortgage industry in 2004 after transitioning from a career in chemical engineering technology. His analytical background has proven invaluable in the mortgage business, allowing him to assess complex financial situations, identify creative financing solutions, and help clients make informed decisions with confidence.
From 2004 through 2017, Peter focused primarily on the Alberta market, building a successful mortgage practice and developing strong relationships with lenders, real estate professionals, and clients across the province. Since 2017, he has continued to serve Alberta clients while expanding his practice throughout British Columbia, providing borrowers in both provinces with access to competitive financing options and expert guidance.
Known for his straightforward advice, attention to detail, and commitment to client service, Peter has helped thousands of homeowners, first-time buyers, investors, and self-employed borrowers navigate purchases, refinances, renewals, and complex financing scenarios. His business is built largely through referrals from past clients and professional partners who value his responsiveness, integrity, and results-driven approach.
When he is not helping clients achieve their homeownership goals, Peter enjoys mountain biking, road cycling, camping, hunting, fishing, and training in Brazilian Jiu-Jitsu. He is passionate about maintaining an active outdoor lifestyle and appreciates the balance it brings to both his personal and professional life.
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